Roof leaks and other common damages to your roof are usually covered by your basic homeowner’s insurance unless they are left out of your policy on purpose. But, if a roof leak or damage is caused by a lack of roof maintenance, you most likely will be responsible to pay for the damages yourself.
What Will My Insurance Cover?
There are many instances where your homeowner’s insurance will insure your home against damage. Usually, policies will cover this list of items, however, you need to check your policy to make sure these are all included:
- Smoke and fire damage
- Lightning, hail, and storm damage
- Vehicle and Aircraft damage
- Damage caused by theft or vandalism
- Damage resulting from riots
- Freezing AC and heating Systems
- Electric surge damage
- Fallen objects
- Damage from an explosion in your area
- Snow damage
- Bursting pipes
Any damage caused by lack of maintenance or normal wear and tear over time will not be covered by your policy. Your insurance policy will also not cover any damage caused by earthquakes, floods, war, infestations, foundation damage, and landslides.
How to Fix a Roof Leak.
If you have a roof leak in your home that was caused by wear and tear over time, your insurance company won’t help you. IGN Group LLC is here to help you fix your roof leaks! We provide high-quality and professional service to all of our customers, and we offer free inspections! Contact us for your free inspection today!